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Wednesday, December 31, 2008

Tips to Stop Alcohol Addiction

Quitting from alcohol is a difficult task, but if you try sincerely you will surely stop consuming alcohol. I have some instructions which will help you in quitting alcohol.

You should be always away from the places where you are tempted to drink. And you should do regular exercises early in the morning. Because many studies proved that exercise has a tendency to lower stress and keeps you relaxed.

You should also keep a mental picture in your mind that you want to stop alcohol drinking, it encourages in avoiding alcohol. You should also reward yourself for doing these things because it increases the self-assurance level in you to prevent alcohol abusing.

At the initial stages of avoiding alcohol you may have headache, body pains and you suffer sleepiness, at that time it is better to consult the doctor but, don’t prefer alcohol, because this is the crucial stage to avoid it for life long.

When I suffered with side effects while avoiding alcohol, doctor’s suggestions helped me a lot in quitting alcohol.

Monday, December 22, 2008

Blogs Working Out In Changing Purchase Decisions

Blogs is the new fashion of online population. They feel it a prestige issue to have a blog on their own and run it themselves. The main factor that made it pick up so fast is that it is free! As free as the cost of any email. This led to the evolution of a community in the world called bloggers. There are many kinds of bloggers. But I see most of them post silly things like “My dog wagged his tail today”.

Oh My! Thanks to all you guys for not banning such blogs.

But there are some really good blogs which are worth reading. And worthy blogs do really influence people in taking decisions. A recent study says that blogs influence people in making purchase decisions. Stats of that study go this way
  • Blogs influence 50% of blog readers
  • Blogs have a major role in purchase decisions of 52% blog readers
  • Ads on blogs are trusted by 25% of frequent readers
If you have relied on some blog to purchase a video game recently, then even you fall under this category.

Wednesday, December 17, 2008

An Appeal Claiming Obama Is British Was Rejected

We all know that Obama is the new president-elect of America. Most of the opponents of Obama are trying to stop him from taking office. Recently a petition claimed that Obama is non citizen of America. It approved that Mr. Obama was born in Hawaii - but competed that he received independence in still held foreign citizenship at birth. Hawaii is one of the territory of America. The supporters of barrack Obama call him as “black Blair”.

The court case claimed that he should be ineligible because he obtained the same british citizen ship that his father has when he was born. His father was a citizen of Kenya. Therefore, subject to jurisdiction the UK, Obama belongs to British citizen at the time when he was born. Kenya was the part of British East Africa until 1963. When this case was rejected by the court, supporters of Obama felt very happy.

Wednesday, December 10, 2008

Automakers Still Don't See Themselves in Safe Position

With the current position of the nation’s economy, all the automakers find it hard even to survive.

As the nation’s auto sales showed up very poor number this November, many big companies, including General Motors, Ford, and Chrysler, see that they are at the stake of bankruptcy. All the automakers do firmly believe that their industry is in very severe situation compared to others. And the mighty General Motors declared that it is hard for them to be in business unless they are provided with $12 billion.

Guess what happens if the manufacturer of your car has closed down their factory. Probably you will face a very tough time to get spare parts for your car. No warranties will work, and even you can’t sell off your car as the price they offer will be so low.

The government, with around $700 billion in hand, is facing a tough time to decide on to whom to allocate the funds, as every industry is in crisis. And over that, automakers have increased their budget of the bailout to $34 billion.

Friday, December 5, 2008

Finding an Online Jewelry Store

Every woman likes jewelry. For finding an online jewelry store, which is good and trustworthy is a time consuming process. For finding an online jewelry store, I found the following few steps are very useful.

Asking friends and family is a good option because good experience from any store indirectly says that the store is good to shop. We can get an idea about the models they supply and range of products with their prices from them. We can also go through magazines for checking the details of different online jewelry store. Online searches can also help us in finding the best store and gives us huge choice of selection but make sure you verify the details of them with your friends or by going through the website for third party approvals.

The provenance is important thing you should look while choosing an online jewelry store. We can go for many stores till we find an appropriate one and don’t feel that only one store is available. Decision taken in hurry or looking at only one aspect can be a wrong decision.

Friday, November 28, 2008

Sarah Brightman Is One Of The Best Female Pop Singers

It is known that Sarah Brightman is one of the most popular female pop singer. She has a pure voice. She debuted as a dancer in troupes on the stage shows. When I heard her song The Phantom of the Opera, I became one of her fans .This song is emotional and also meaningful. She had a clear voice and people in her concerts cry in emotion.

I regularly listen her song’s Time to Say Goodbye, Eden, Symphony and so on. She is beautiful and has dramatic visual creativity. Symphony is the top rated album, among her albums. Her style is different even in song selection.

Symphony is one of my favorites, as it is well-performed album in this genre, and even makes room for some experimentation, as on the cut with Stanley Nonetheless. I like her albums because they are very different and she also shows realistic things in her albums.

Friday, November 21, 2008

How Did They Live Without Video Games!!!

I never end my day without playing any video game at least for one hour. So, you can see I am not addicted. But I have to say that I am a fan of video games, but I always play in my limits. That is why they call me an ideal gamer.

What if video games did not exist? I always wonder over this question. What could have happened to all of us gaming freaks if video games did not exist at all. This is a tough question to ask people in these days. So, I thought that it would be better to look out for ancient people to find what they did in their past time.

Ancient people used to have lots of time but very small day to enjoy, compared to us. They always used to seek for ways to enjoy their life. But they didn’t have such things like video games. Most of their games were exciting and related to physique and real efficiency.

So, we can now see why they didn’t suffer much from obesity in their society. If people lived without video games, people can live without video games. I am going to prove it. What about you?

Sunday, November 16, 2008

Jobs of Intelligence Heads under Threat

It seems that the new government wants to replace the heads of intelligence agencies. Because democrats don’t like the policies and workforce of these two top officials of Intelligence.

Mike McConnell is serving the Bush government since February 20th of 2007 as Director of the National Intelligence as the successor of John Negroponte and been responsible under the Intelligence Reform and Terrorism Prevention Act which has been implemented in the year 2004.

Michael V Haden is serving as the Director of CIA since May 30th of 2006 after resignation of Porter J Goss. He was serving the military when he was appointed as Chief of CIA. Though he retired in July 1st of 2008 as General of Air Force he is continuing with CIA.

Though Obama’s representatives have declined any decisions against Intelligence appointments, there are much likely to replace them.

Intelligence faced much criticism over the failure to stop 9/11 attacks and their controversial reforms under Bush government.

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Tuesday, November 11, 2008

The Poorer Countries Of Modern World

There are many poor countries still prevailing in this modern world. Their poorness is very worst than any one of you can think of. It is very astonishing fact that how almost all the citizens of an entire country can be so poor.

While these countries mostly concentrate on African region, some are from different parts of the world. There are many sectors in which these poor countries are still so backward. Not even the best practices of big organizations like UN and World Bank could help these poor countries to overcome their poverty.

Can you imagine what the average income of a poor country could be? There is a place called Cameroon. The average income of its citizen is fifty times poorer than the average of an American. That is why, every single dollar you donate to these poor nations is worth much more than you could think of.

Monday, November 3, 2008

New Gadgets Which You May Need Most

This is the tech-century. If you are still working hard even when there is some gadget available that can make your work easier, then you are no more than a dunce.

Technology is making gadgets more and more handy to the people, so that they can make their life comfortably ease. There is a negative talk that the technology is making people lazier. It does depend on the user attitude.

There are some new gadgets that will help you do some things more pleasant for you. I start this list with chargepod. This has its name from the mighty iPod. A chargepod can end up your messing up with chargers of portable gadgets.

Then I continue the list with Primavolta gloves that can adjust your hands temperature. Blue tooth head sets to ease the usage of your mobile or iPod or mp3.

There are a lot more gadgets available in the tech market. All that you need is enough money to spend on them.

Tuesday, October 14, 2008

I Found 6 Panel Saliva Drug Testing Kit Is More Beneficial

There are many drug testing kits available in the market and with different specifications like 3 panel test cups, 4 panel test cups …. 10 panel test cups.

These different test cups are used for testing different drugs in same time like 6 different drugs are tested using 6 panel test and similarly 10 different drugs with 10 panel test cups. These cups are designed accordingly for using different specimen.

If the saliva is the specimen used for testing different drugs then saliva drug test cups are used. By going for the saliva test for testing any drug, it is very simple to collect the specimen and no need to touch the specimen and no pain or harm while conducting the test.

The drugs tested changes from the model to model and company to company. With in 5 minutes the results are known for 6 different drugs. If 6 different tests are conducted for 6 different drugs then the specimen donor has to suffer a lot for roaming around the hospital.

Friday, September 19, 2008

Recently I Met Norwegian Translators

Effective communication is the key to any successful business. If you are doing business out side the country then you certainly need a translator or a translation application. With the help of Translation application, communication may no longer be a barrier to doing business. There are many translators who became experts in the field of translation with in a short span.

When I was on my way from Berger to Stavanger, I met few translators who belonged to Norway. As we were discussion came to an end, I came to know that the best business is done through native language speakers of the country. With the continuous discussion I really got the interest to know about the Norwegian translation, translation or translator application and the work they do.

For any kind of international business, though English is a common language there should be a translation part. And a lot of people nowadays are trying to use translation applications for their businesses. The end result should be exactly the right style to meet the client's business objectives.

The Norwegian translator I met is known for their expertise in translation. The best business translations are done by Translators who live in the country of their language, immersed in the culture and in touch with current trends. This ensures that business translations are tailored to the target audience and use an appropriate and current style.

Wednesday, July 9, 2008

ATM usage fees in United States

ATM usage fees are the fees many banks and interbank networks charge for the use of their Automated Teller Machines (ATMs). In some cases, these fees are assessed solely for non-members of the bank; in other cases, they apply to all users. Many people oppose these fees because ATMs are actually less costly for banks than withdrawals from human tellers. Two types of consumer charges exist: the surcharge and the foreign fee. The surcharge fee may be imposed by the ATM and will be charged to the consumer using the machine. The foreign fee or transaction fee is a fee charged by the card issuer to the consumer for conducting a transaction outside of their network of machines in the case of a financial institution.

Before surcharging was allowed in 1996, foreign ATM fees averaged $1.01 USD nationally, according to a 2001 report from the US-based State Public Interest Research Group. As banks and third parties realized the profit potential they raised the fees. ATM fees now commonly reach $2.00, and can be as high as $6.00, or even higher in cash-intensive places like bars and casinos. In cases where fees are paid both to the bank and the ATM owner total withdrawal fees could potentially reach $11.

Only some fees charged by ATMs are advertised at the point of transaction. This is more of a cautionary statement, as ATMs are required by law to inform you of the surcharge fees that the machine will charge you. This information may come in the push through menu or it may be on a sticker on the machine. However, the ATM card holder's own bank may charge a "foreign ATM network" fee to the card holder for using an ATM that is not owned and operated by the card holder's own bank. Since this charge is not assessed by the machine or the owner of the machine, it is usually not advertised at the time and place of the transaction. Thus, it becomes the responsibility of the card holder to be aware of the details of their own bank's fee structure, which may also vary from state to state, to determine the total cost of an ATM transaction. In addition, the "foreign ATM network" fee may be different if using an ATM outside the U.S. versus inside the U.S.

A new charge that has come into the marketplace is the "Denial Fee", where a customer is charged a fee for attempting to withdraw more money that they are either allowed through their daily withdrawal limit or by having insufficient funds in their account.

Thus, customers at some banks in the US can avoid ATM fees altogether. Another popular way to avoid paying ATM fees is to make a "cash back" purchase at a retail store: many retailers will allow a customer who is paying with a debit card to withdraw more than the total due the retailer and get back the difference in cash.

Sunday, June 22, 2008

Video Marketing in Online Advertising Sector

Video marketing is one of the most useful forms of viral and online marketing. The majority of video viewers subject to video marketing almost always elicited a response from the advertisement. Video marketing is at a rise and will soon be in the top positions of online marketing technique. Video marketing online and its phenomenal grass roots growth has entrepreneurs, businesses and web marketers scrambling to catch up in this world. Fortunately players like Google and Yahoo are using advanced tools of their trade to index and catalog video. Using website video is a sure way for companies to advertise whatever product or service they are selling.

The internet has turned into an enormous tool to serve businesses marketing needs. The usage of marketing videos can earn more skyrocket profits for the merchants. Videos have benefits over text and images because in video more than one sense is involved - sight, sound, and emotion. Share your marketing video on search music video and make it easy for anyone else to become your marketing agent and take your best communication effort to as many "voluntary" stages as the web is willing to offer.

The latest in the line of marketing tools are the Videos. Video marketing is rapidly becoming a huge online marketing service. Video marketing definitely has a greater potential than other online marketing service like email marketing or banner ads, where you were only capturing your viewer visually. Now here is an option where your viewer can not only see you and your product but can also hear what you are saying. Experience says that customers always find it better to have an opinion from others on a product before they buy it themselves. You can provide this opportunity to your clients through the video online marketing services.

There are many ways to use video on the Internet to market your practice. The first is adding video clips to your existing website and the second is building a direct marketing video website from scratch.



Thursday, May 22, 2008

Work Activities of a Retail Buyer

A retail buyer has a considerable amount of responsibility and autonomy in what is often a pressured environment. Typical work activities can vary according to the season. This is particularly true for those working in fashion. For example: out of season, the majority of the time will be spent in the workplace (in the office and on the shop floor); during the buying season, a significant amount of time will be spent away from the workplace in order to assemble a new collection of merchandise. Throughout the year, tasks typically involve the following:
  • Analyzing consumer buying patterns and predicting future trends;
  • Regularly reviewing performance indicators with sales;
  • Managing plans for stock levels, reacting to change in demand and logistics;
  • Meeting suppliers and negotiating terms of contract;
  • Maintaining relationships with existing suppliers and sourcing new suppliers for future products;
  • Liaising with other departments within the organization to ensure projects are completed;
  • Attending trade fairs, in the country and abroad, to select and assemble a new collection of products;
  • Participating in promotional activities;
  • Writing reports and sales forecasts, and analyzing sales figures;
  • Liaising with shop personnel to ensure product/collection supply meets demand;
  • Seeking merchandise feedback from customers;
  • Training and mentoring junior staff.

Friday, May 9, 2008

Toyota shares slide after bleak profit forecasts

Shares in Toyota Motor Corp skidded on Friday after the world's biggest automaker forecast its first annual net profit decline in seven years as it faces a triple blow of a stronger yen, rising materials prices and a slowing U.S. economy.

Toyota's shares which have roughly followed movements in the dollar-yen rate this year that ended down 3.3 percent at 5,300 yen, wiping $6 billion from its market value to $177 billion. They lost, as much as 4.7 percent shortly after trade opened on 9th May 2008.

News of Toyota's bleak outlook and the dollar's fall below 104 yen sent shares of other Japanese automakers downhill. Honda Motor Co lost 3.9 percent, Nissan Motor Co shed 1.6 percent and Mazda Motor Corp sank 4.4 percent.

Many analysts viewed Toyota's guidance for a 27 percent fall in net profit this business year to be an ultra-cautious one that factored in the manifestation of every possible risk, and held onto their assessment that it was better-positioned than many to weather the headwinds.

"At the moment, Toyota is assuming the worst possible scenario," said Koichi Ogawa, chief portfolio manager at Daiwa SB Investments. He added that the shares' fall was likely tempered by optimism that Toyota would lift its forecasts in mid-year.

"Although it looks negative at first sight, we see the new guidance as a minimum level that factors in every conceivable risk," he said in a report, keeping his rating at "buy".

Still, Toyota executives on Thursday did little to quell concerns about the increasingly tough environment in the United States, where it makes just under half of its profit.

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Monday, April 28, 2008

Promotion and Relegation

In many sports leagues around the world with North American and Australian professional leagues being the most notable exceptions, promotion and relegation is a process that takes place at the end of each season in which teams are transferred between divisions. The best-ranked teams in each division are promoted to the next-highest division, and at the same time the worst ranked teams in the higher division are relegated or demoted to the lower division. This process may continue down through several levels, with teams being exchanged between levels 1 and 2, levels 2 and 3, levels 3 and 4, and so on.

The number of teams exchanged between each pair of divisions is normally identical, unless the higher division wishes to change the size of its membership or has lost one or more of its clubs and wishes to restore its previous membership size, in which case fewer teams may be relegated from that division, or accepted for promotion from the division below. Such variations will almost inevitably cause a knock-on effect through the lower divisions. For example, in 1995 the English Premier League voted to reduce its numbers by two and achieved the desired change by relegating four teams instead of the usual three, whilst only allowing two promotions from the Football League First Division.

The system is seen as the defining characteristic of the "European" form of professional sports league organization. Promotion and relegation have the effect of maintaining a hierarchy of leagues and divisions, according to the relative strength of their teams. They also maintain the importance of games played by many low-ranked teams near the end of the season, which may be at risk of relegation; in contrast, a low-ranked North American team's final games serve little purpose, and in fact losing may even be beneficial to such teams, yielding a better position in the next year's draft. The downside of relegation, however, is the potential severe economic hardship or even bankruptcy for demoted clubs. Some leagues most notably English football's Premier League offer "parachute payments" to its relegated teams for the following year(s), sums which often are higher than the prize money received by some non-relegated teams, in order to protect them from bankruptcy. There is of course a corresponding bonanza for owners of promoted clubs.

Teams in line for promotion may have to satisfy certain non-playing conditions in order to be accepted by the higher league, such as financial solvency, stadium capacity, and facilities. If these are not satisfied, a lower-ranked team may be promoted in their place, or a team in the league above may be saved from relegation.

Monday, April 14, 2008

Tele Marketing

Telemarketing is a method of direct marketing in which a salesperson uses the telephone to solicit prospective customers to buy products or services, either over the phone or through a subsequent face-to-face or Web conferencing appointment scheduled during the call.

Telemarketing can also include recorded sales pitches programmed to be played over the phone via automatic dialing. To most, telemarketing is a disturbing annoyance. However, while there are many methods in which to block telemarketing calls, most residents with a telephone number receive these calls.

Categories and Sub-Categories
The two major categories of telemarketing are Business-to-business and Business-to-consumer.

Subcategories
  • Lead Generation, the gathering of information
  • Sales, using persuasion to sell a product or service
  • Outbound, proactive marketing in which prospective and preexisting customers are contacted directly
  • Inbound reactive reception of incoming orders and requests for information. Demand is generally created by advertising, publicity, or the efforts of outside salespeople.
Negative Perceptions and Criticisms of Telemarketing
Telemarketing has been negatively associated with various scams and frauds, such as pyramid schemes, and with deceptively overpriced products and services. Fraudulent telemarketing companies are frequently referred to as "telemarketing boiler rooms" or simply "boiler rooms." Telemarketing may also be criticized as an unethical business practice due to the perception of high-pressure sales techniques during unsolicited calls. Telemarketing calls are often considered an annoyance, especially when they occur during the dinner hour, early in the morning, or late in the evening.

Tuesday, April 1, 2008

Get prepared before hunting for an Apartment

Because of the spiraling costs of the home ownership, many people looking forward to take the rented apartment and make it as what they dreamt of having their own home. Rented apartments existing today's have come a long way, in offering more than the four walls with a roof. Many resources are available today on the Internet for apartments in atlanta and many other. The following tips can keep you in good stead while you start finding your own apartment.
  1. Always carry your checklist while apartment hunting.
  2. Once you see an apartment that suits your tastes and looks like your dream, cannot let it go by letting someone beat you to it.
  3. Good apartments are hard to find in the first place and have a very short shelf life in the market. Be decisive, no point repenting later.
  4. Always collect all local rental information before you commence your first apartment sighting.
  5. You may need to fill out a few applications. They are simple and comprehensive and most of the owners of the apartment accept them.
  6. Keep your credit report handy, it will come in use to ward off competition and will give you an edge over the others.
  7. Having the credit reports with you at the time of searching an apartment impresses owners of the apartment because of your honesty and preparedness.
  8. You will also save money by not getting into needless mailing of credit report to every owner you come across.
  9. Owners of the apartment tend to shortlist and select from it, so make sure the first impression counts.
  10. Apartment owners generally look for: A renter who is able and responsible enough to pay rent at a stipulated time every month.
  11. A renter or tenant who will treat the apartment owner and the home with proper care and respect.
  12. A tenant who is quiet and does not disturb other tenants or neighbors.
Be punctual and try not to cancel any appointments with the owners and never get de-motivated, finding your dream las vegas apartments is not easy, but is worth the effort.

Tuesday, March 18, 2008

How to Conduct Internet Marketing Research

Conducting internet marketing research can be an wearing experience even for those who have marketed themselves in other ways. But as the Internet becomes more popular, it is important to have some type of online presence in order to compete with other companies. Internet marketing research can take many forms. From building a web site, to using a blog, connecting with the consumer is still the number one reason for marketing online or in print.


automotive marketing
Researching the options available should be the first step when conducting internet marketing research. Decide what are the best ways to reach consumers that will make them to buy the products. Creating a web site to take orders, display products, and keep consumers informed is one marketing tool that every successful business will need these days. But other types of marketing include online databases, job boards, other product web sites, and paying for search engine advertising. Internet marketing research should include research in these areas. While internet marketing can be inexpensive, there are some methods that will cost money each month.

Before committing to any internet marketing strategy, find out how much time will need to be devoted as some forms of marketing can be very time consuming. Internet marketing research is essential before one begins their marketing campaign. Knowing how much time will be spent marketing can tell a person many things they should be aware of including the time it will take to keep a blog current, how long it will take to create and then update the web site when necessary. With all of the other duties that a person will be responsible for when running a business, they may not have the time to market themselves. This can be a problem unless a person plans carefully and finds ways to market their business online that will not take up too much time. Internet marketing research will help a person make these decisions that will affect their business.


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Friday, March 14, 2008

How to Implement an ERM program

In business, enterprise risk management (ERM) includes the methods and processes used by organizations to manage risks (or seize opportunities) related to the achievement of their objectives.

Goals of an ERM program
Organizations by nature manage risks and have a variety of existing specialized departments or functions ("risk functions") that identify and manage particular risks. However, each risk function varies in capability and how it coordinates with other risk functions. A central goal and challenge of ERM is improving this capability and coordination, while integrating the output to provide a unified picture of risk for stakeholders and improving the organization's ability to manage the risks effectively.

Typical risk functions
The primary risk functions in large corporations that may participate in an ERM program typically include:

  • Strategic planning - identifies external threats and competitive opportunities, along with strategic initiatives to address them
  • Marketing - understands the target customer to ensure product/service alignment with customer requirements
  • Compliance & Ethics - monitors compliance with code of conduct and directs fraud investigations
  • Accounting / Financial compliance - directs the Sarbanes-Oxley Section 302 and 404 assessment, which identifies financial reporting risks
  • Law Department - manages litigation and analyzes emerging legal trends that may impact the organization
  • Insurance - ensures the proper insurance coverage for the organization
  • Treasury - ensures cash is sufficient to meet business needs, while managing risk related to commodity pricing or foreign exchange
  • Operational Quality Assurance - verifies operational output is within tolerances
  • Operations management - ensures the business runs day-to-day and that related barriers are surfaced for resolution
  • Credit - ensures any credit provided to customers is appropriate to their ability to pay
  • Customer service - ensures customer complaints are handled promptly and root causes are reported to operations for resolution
  • Internal audit - evaluates the effectiveness of each of the above risk functions and recommends improvements

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Wednesday, March 12, 2008

Digital currencies and its features

Digital gold currency (or DGC) is a form of electronic money denominated in gold weight. It is a kind of representative money, like a paper gold certificate at the time that these were exchangeable for gold on demand. The typical unit of account for such currency is the gold gram or the troy ounce, although other units such as the gold dinar are sometimes used. These are backed by gold through unallocated or allocated gold storage. Digital gold currencies are issued by a number of companies, each of which provides a system that enables users to pay each other in units that hold the same value as gold bullion. These competing providers issue independent currency, which normally carries the same name as their company. In terms of the most popular providers, e-gold has the greatest number of users and Gold Money holds the greatest quantity of bullion. As of January 2007, DGC providers held in excess of 9.5 tonnes of gold as disclosed reserves, which is worth approximately $184 million.

FEATURES OF DIGITAL CURRENCIES

Asset protection:
Unlike fractional-reserve banking, Digital gold currencies hold 100% of clients' funds in reserves with a store of value. Proponents of DGC systems contend that deposits are protected against inflation, devaluation and other possible economic risks inherent in fiat currencies. These risks include the monetary policy of countries or territories, which are perceived by proponents to be harmful to the value of paper currency. It is also theoretically much harder for governments and/or creditors to seize or confiscate digital gold currency from someone, as most DGC companies are incorporated in offshore financial centers.

Bullion investing:
Digital currencies backed by gold are the most popular, although e-gold, e-Bullion and e-dinar also provide digital currency backed by silver, while Gold Money and Crowned Gold also provide storage in silver. Other digital silver currencies include the eLibertyDollar and Phoenix Silver. In addition to gold and silver, e-gold supplies digital currency backed by platinum and palladium. Gold, silver, platinum and palladium each have recognized international currency codes under ISO 4217.

Exchanging fiat currency:
Some providers, like e-gold, do not sell DGC directly to clients. In the case of an e-gold account, currency must be bought and sold via a digital currency exchanger (DCE). According to their website the reason they do this is so there can be no debt or contingent liabilities associated with the business, making e-gold Ltd. absolutely free of any financial risk. DGCs are known as private currency as governments do not issue them.

Non-reversible transactions:
Unlike the credit card industry, DGC issuers generally do not bundle services such as repudiation. Thus having transactions reversed, even in case of a legitimate error, unauthorized spend, or failure of a vendor to supply goods is not possible. In this respect, a DGC spend is more akin to a cash transaction while PayPal transfers.

Universal currency:
Proponents claim that DGC offers a truly global and borderless world currency system that is independent of exchange rate variations. Gold, silver, platinum and palladium each have recognized international currency codes under ISO 4217.

Tuesday, March 4, 2008

Health risk associated with tattooing

Tattooing involves multiple injections to the skin by a small machine having one or more needles connected to tubes containing the dyes. The person, who puts the tattoo, guides the machine over the skin and controls its speed. It will cause some amount of pain and bleeding also. It can take several hours depending on the size of the tattoo. The site of application usually takes 7 to 10 days to heal. In most of the parlors operating now, there is a greater focus on cleanliness and sterilization of equipment. However, individuals who provide tattooing in unsanitary conditions from their home or the back of a van still exist.

Even in modern facilities, tattooing is not without risks. The two most significant ones are allergic responses to the pigments and exposure to blood borne pathogens. The compounds used as pigments range from metal oxides to synthetic organic dyes. Cases of hypersensitivity to a pigment resulting in allergic responses have been reported but the incidence of such reactions is low. Since tattooing involves injections under the skin, poor infection control practices before, during and after the procedure by the tattooist and the consumer can lead to risk of bacterial and/or viral infection. There have been cases of hepatitis B transmission through tattooing. Transmission of hepatitis C and HIV are also possible with lack of proper sanitation but have never been reported. If appropriate disinfections and sterilization techniques are used, the health risk associated with tattooing is small.

Currently, many state and local health departments regulate tattooing facilities. In considering whether to get a tattoo, they are a source of information concerning the guidelines and regulations for tattoo parlors in the local area. Another way to ensure safety is to check whether the tattooist at a particular parlor has been certified by the Alliance for Professional Tattooists (APT). This nonprofit professional organization has developed a set of infection control guidelines, in association with the FDA, for its members to follow.

Tuesday, February 19, 2008

Christmas Carol

A Christmas carol is a carol whose lyrics are on the theme of Christmas, or the winter season in general. They are traditionally sung in the period before Christmas. The tradition of Christmas carols hails back as far as the thirteenth century, although carols were originally communal songs sung during celebrations like harvest tide as well as Christmas. It was only later that carols begun to be sung in church, and to be specifically associated with Christmas. Today carols are regularly sung at Christian religious services. Some compositions have words that are clearly not of a religious theme, but are often still referred to as "carols". It is often difficult to draw a distinction between a Christmas carol and a Christmas song. To be sung by a church choir or sung in the street by amateurs, a song would have to have a fairly rapid, regular beat, which would therefore exclude a meandering crooning song such as "White Christmas". A country music song such as "Blue Christmas" might qualify, but in this case it would have to be adopted by many choirs, over many years to be truly "vernacular", and so far it has failed to gain wide acceptance. People in the audience hold lit candles and join in singing some of the carols in accompaniment with the celebrities. They are often rewarded with sweets or money, which is typically given to a local church or charity. In 1843, A Christmas Carol appeared. It was the first in a series of successful Christmas books, "a whimsical sort of masque intended to awaken loving and forbearing thoughts"--by Charles Dickens. He financed the publishing of the book himself, with gilt-edging and hand-colored illustrations. It's one of the most popular works that Dickens ever created. By Christmas, the book had sold 6,000 copies. Between the times the book was first published until May 1844, the popular book went through seven editions. Unfortunately, even thought the sales continued to be good, Dickens earned very little money from the sale of the book.

Friday, January 4, 2008

Anyone Out There To Help

Are you among those who got caught up with your landlord? Landlord disputes can be one of the most disgusting experiences that one can ever face. If you have the same or similar issue or even if you feel you have or you will have that battle in the days to come, chances are, they know their way around the law and the rules better than you do. Then you have to search, if is there anyone out there for you to help out from the battle. You might have not known, but there is always somebody who can help you in these cases. Most major cities have groups that can help and advise renters on what their rights are, how legal your lease is, and what to do if you’re facing eviction. The problem is that the rules and your rights as a renter vary from state to state, and from province to province.

You may know the rules backwards and forwards in your home state and, chances are, none of that applies to where you are now. Don’t be afraid to contact a lawyer if you want. Most lawyers give free consultations, so even if you’re tight on money, you can get a professional opinion. The Internet is also a fantastic resource that you can use to discover what your rights are, and what your current legal standing is. This particular literature was found at the time of my move to Dallas TX apartment.