Tips for Safe Driving

Practicing safe driving behavior is the best way for reducing risk of accidents. Whether you are a fresher in driving or driving since decades, it is better to get stick to the basic rules for safe driving. This article contains some driving tips that will bring you and your family back home safely and unharmed.

Six tips for safe driving
Following are some tips for safe driving:

1) Wear your seat belts
Seat belts if worn properly, helps in preventing you from being moved or thrown inside of the crashing vehicle. According to the statistics of the accidents revealed, more than half of the accident diseased were not wearing seat belt. Therefore, whenever driving, wearing of seat belt is essential. Even if the crash or accident is minor, an unbelted person can be thrown to dashboard or side window that may result in to fractures and head injuries. In major case of accidents, you have greater chance of survival if you wear a seat belt.

2) Do not speed up
Speeding a car, one of the major factors for accidents and crashes. Driving fast will just save you few minutes which is not important than your life. Many people lost their life in speed related accidents. Remember, 'speed kills'. Instead of driving fast, it is better to leave and start early to reach before time.

3) Keep distance from the vehicles ahead
Always keep distance from the car ahead of you, as one takes time to react when the car ahead of you makes sudden turn or stop. Therefore, keeping the distance from the car keeps you safe. Even the drivers who are experienced also should keep distance from the vehicles.

4) Avoid distractions
Much number of accidents happens when there are distractions during driving like use of cell phone when driving. If you think talking on cell phones and texting messages while driving is a big deal, it is wrong. It is nothing but distraction in driving. It is always advisable to keep your eyes on road and hands on wheel in order to drive safely.

5) Extra careful in bad weather
When driving in bad weather like heavy rains, fog, icy roads or snowstorms, you need to be extra careful. Consider the following tips when driving in bad weather:

• Driving below the speed limit
• Keeping space between you and the car ahead
• Careful on the road that has curves
• If weather gets more worsen, find the safe place and stop the car till the weather gets better

6) Do not drink and drive
Most of the accidents that happen involve drivers who are drunk. Alcohol lowers inhibitions, reduces reactions and coordination, which leads to making foolish choices by drivers. Alcohol if consumed in excess can cause blurred vision and even loss of consciousness. Therefore, to avoid drunken driving, make sure that when you drink you have a designated driver or you can also hire a cab. This inconvenience is nothing when comparing with hazardous consequences of drunk driving.

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Understanding the Real Estate Closing Process

The closing day is the last day in getting your mortgage and becoming the owner of your newly purchased home. On this day, all the parties will sign the documents or papers officially sealing the deal, and finally the ownership of the property will be transferred to you. You have to pay a number of fees on this day. The opportunity for you is, you can make changes to the transaction until the last minute.

• Scheduling for closing: Once your got the final loan approval, you need to confirm the date and time of settlement with the lender and the seller. Generally, the real estate agents representing the seller and you will coordinate the closing process. If you are yourself scheduling the closing process, you need to remember some points.
• Allow sufficient time to complete all the required documents.
• Allow time for any required maintenance or repairs on the hose to be completed.
• Schedule the loan commitment expires and any rate lock agreement on your loan expires.
• Check the home once again a day before you are going to buy.

• Parties to attend: Usually, the closing agent conducts the settlement meeting. The people who need to attend varies based on the state, property location and property type. Basically the closing agent, you or your representative and the seller or the seller representative are involved in the deal. The other people may include, attorney, title company representative, seller's and yours real estate professionals, the builder's representative (if involved), notary and the lender.

• Documents: There are many documents have to be signed in the closing process. These vary based on the state where you are purchasing property and some other factors. The documents needed are the deed of trust riders, the title insurance policy, the mortgage note, the deed of trust (mortgage), truth in lending settlement, RESPA or HUD settlement, environmental disclosures, hazard insurance policy and the escrow statements.

• Escrow items and closing costs: You need to pay for the escrow items and the closing costs. There are many fees handled need to handle by the borrowers. The fees are associated with transferring property ownership and obtaining a mortgage. Transferring property ownership goes in two ways. These are either by rolling them into principal balance of the new loan or agreeing to pay in higher interest. Some buyers may need to pay these from their pockets.

The closing process can be held at the real estate attorney’s office or your lender's office, or the title company's office or other agreed location, it is dependent on the circumstances. Make sure that each document is explained clearly and you understand that. If there is any issue, do not sign until it gets settled and you are satisfied.

Benefits of Newsletter Marketing for Auto Dealerships

Newsletter marketing is one of the methods in digital marketing. When s user subscribes for the newsletters from an auto dealership, they will get the updates on the auto industry, new car models available at dealership, offers by the manufactures and the dealer, and any other updates that are subscribed to by users and maintaining by the dealership or representing company or individual. In this article, we will discuss the benefits of newsletter marketing for the auto dealerships.

• News letters can generate sales for an auto dealership. The features in the newsletter such as professionally good look, images and content drive the traffic into website as well as to the showroom.

• If you or your employees are capable of doing good structured newsletters, it will take some time and a little cost. Even if you outsourced to a company, it might give you a good return on investment. This is because newsletters are sent to customers periodically or at a certain event and can keep in touch with them.

• Newsletters helps to increase the customer database. To target the dealership's prospects, we can compile a mailing list. For many states, we can access addresses and names of owners driving competing models and makes. If needed can create one version for prospects and one for customers.

• For the auto dealerships have a unique opportunity to build relationship with customers that last a lifetime. If the customers are satisfied, they will come for service for their vehicles as they trust them. Automatically they are loyal to the dealerships when the time they purchase the next vehicle. The newsletters can reinforces the loyalty with relationship.

• Like a newsletter any other auto advertisement cannot be able to promote the dealership's services and products as well as communicating with customers as one to one. The newsletters are informative but not like blanket advertisements and are high end establish bonds with customers.

• With the newsletters consistent communication is possible. The dealerships and the customers both can benefit from regular communication, by sending the newsletters to offer new products and services, inviting for special events, etc.

• Newsletters help focus on customer retention. It is easy to keep a customer than to acquire a new customer. Newsletters are very economical to retain your customers and keep coming back to the dealership.

• Newsletters are dealerships, workhorse. With any form of advertising including service reminder program, the dealership cannot get the benefits like these.

• Most dealerships just send a promotional email to the customers. However, such promotional emails along with the newsletters can give customers a positive impression. They can easily recognize as this is from you. So you are yourself separate from the competition.

Newsletter marketing is an important and cost effective tool for auto-dealerships. To get the benefits we discussed, an auto dealership firm should do the job in a professional way - writing good content, high quality photos, good colors and themes. Also, avoid sending messages too aggressive. This is because they may unsubscribe or put your mail in SPAM folder at anytime.

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How to Replace a Car Stereo

The stereo in a car is one of the most common devices that do not need any introduction to readers. In this article, we will see the useful steps while you need to replace your car's stereo like buying new one, removing old stereo and installing new stereo.

• Evaluate current stereo: First, you need to evaluate your current stereo system. Most modern vehicles are having premium audio systems. These are not easily replaced. Check for the logos on the door panel or on stereo like Infinity, Harmon, JBL, BOSE etc. If you find anything like that, you probably have a premium stereo or audio system. If that system is factory made audio system, better do not open by yourself. Find a qualified professional to replace the system. If you do not find any premium audio system signs, follow this.

• Buying a stereo:  Before you buy a stereo, make sure that what will exactly fit for your car. If you have any doubts check with the retailer's websites, they will tell you what is the best suitable. For the older Nissan which are pre 1995 to 1996, some European vehicles and for GM vehicles you may need to buy an antenna adapter also.

• Removing old stereo: To install a new stereo, you need to remove the old stereo in your car. Before you start to remove the vehicle's stereo, remove the negative cable from the battery to prevent the accidental short-circuiting.

• Tools required: You need some tools to remove and install the stereo on your vehicle. Those are antenna adapter, vehicle wiring harness, dash kit, wire stripper, small metric socket set and some screwdrivers. Some European and Ford vehicles require special tools; you can find them in many auto supply stores.
• The factory stereo mounted in any one of the two ways - secured in a metal mounting sleeve by spring clips or bolted to the dash with brackets.
• Spring clip mounting: In this case, you need a pair of DIN tools. Until a click is heard, insert the DIN tools into either hole on either side. Once it clicked, spread the tools apart slightly and pull out the stereo.
• Bolted in place: Some vehicle stereos are covered with one or more trim panels and you need to carefully pry them away from the dash, hidden pressure clips may often secure them. Disassemble the other pieces of panel by locating and removing the bolts. Once you got the access to the stereo check for the screws at side brackets, front of the dash or any other place you shown them and remove it from dash.
• Unplugging the old stereo: Behind the stereo at least one plastic wiring harness will be appeared if the vehicle has a factory stereo or wired before with a stereo prep package. That plug or plugs connects stereo with vehicle's electrical system and speakers. Unplug the wiring harnesses and antenna to complete the stereo removal process.

• Installing: Connect the vehicle and stereo wiring harnesses color to color. If you have any doubts regarding to the colors check with the guide given in the kit. Insert carefully into the slot and mount it. Reconnect the negative battery terminal.

If you do not have proper tools to change the stereo, you can buy in any auto supply stores, or give it to a qualified professional to replace but do not experiment with incompatible tools. It will damage both stereo and the car.

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Inspection under the Bonnet While Buying a Used Car

There is no need to become a mechanic to perform a reasonable or basic inspection under the bonnet before purchasing a used car. Taking the car to a mechanic can provide the best insight, even though there are many items you can check yourself. There is no need of any tool requirement except a few clean rags. The inspection has to perform before the vehicle start and the engine is off. And second time is after the car is properly warm up.

Battery: Batteries have sulfuric acid. Sulfuric acid is highly corrosive. Check for signs of corrosion at the area around the battery and battery terminals. This indicates a leaking or a bad battery. Clean with baking soda around that area, if needed. Check for whether the battery is firmly attached to the frame.

When the car is running, loose battery vibrate excessively and eventually the battery terminals may loosen. Check for the adequate water levels in each cell. For maintenance, free batteries there is no need to check for water levels.

Radiator: The engine must be cool at anytime when the radiator cap is removed. There is no need to look at the color of the radiator fluid, because the colors are vary as per the brand. Check for any metal particles floating in the fluid. The oil in the radiator coolant may indicate a leaking gasket or a cracked cylinder head.

Engine oil: A build up of sludge and thick or dirty oil may indicate a lack of proper maintenance. Milky or Grey colored oil may means presence of water and can lead to serious engine problems.

Check for Engine number and VIN: Check for the engine number and the vehicle identification number or body number. The numbers on the certificate of registration and these numbers must have to match. The vehicle identification number contains numbers and letter and it is the unique identity of the car.

If you are unable to find the number, ask the seller to point out the number to you. If you did not find the number or the number is not matched with the documents, you should not buy the car. Check for signs of interference like drill holes, grind marks, scratches etc. These are the illegal interference with the numbers.

An engine with oil or dirt may indicate poor maintenance or or mechanical problems. While engine is idle check or listen for any knocking or rattling or irregular running noises. Check for the signs of different shade in the engine bay. This is called as over spray and it may indicates that the car met a crash and the paint sprayed again. If you find any freshly welded signs, it is an indicator of damage.

Tips for Placing Wall Art

Placing a wall art can be a difficult task. Purchasing wall art can be joyful but it may soon turn in to a stress when placing it. Your mind is full of questions regarding where to hang the wall art,  how to place it, will it match with other pieces or not, will it be safe on that particular place and will it end up crashing and falling down etc. It is all about displaying and displaying the art that means something to you.
This article provides you with some tips that will guide you in placing wall art.

Tips for Placing Wall Art

Following are some tips for placing wall art:

• Mount it at the right level: The room that have high ceiling, wall art should be placed little higher, this can visually lower the ceilings height. When trying to place wall art above the sofa, see to it that you leave 6-8 inch space between the back of the sofa and the top of the ceiling.
• Think about the scale: When placing art on the wall, keep the scale in mind. For instance, if you are placing a wall art that is small on a wider wall, it will disappear. Similarly, if you place a big wall art on the wall that is narrow, it will make the room look cluttered.
• Create a balance: When placing wall art, keep in mind not to place many pieces at one part of the room and this can make your wall look clumsy. Leaving the wall bare around the wall art makes it easily noticeable.
• Grouping of wall art: Grouping of wall art is the most effective way especially when trying to create a rectangular or square shaped display.
• Using the right hooks: Picture hanging hooks should be used rather than heavy screws and nails. Try using two picture-hanging screws when placing the art as this can make your artwork secure on the wall.
• Do not forget to light for highlighting the wall art: Artwork that deserves extra attention needs to be highlighted with lighting. Placing of accent lighting on the wall is a good idea of showcasing and drawing attention of the people.
• Protecting your valuable artwork: It is good idea of protecting your wall art from UV light and humidity Avoid placing artwork on the places where there is humidity and exposure to sunlight as this can damage your valuable artwork.